Quick, Convenient &
Safe Gold Loans
Quick Disbursal | No Hidden Charges
Gold Loans – Fast Cash When You Need It Most
Apply for instant gold loan by pledging gold jewellery, ornaments and coins for urgent cash needs.
There is minimal EMI burden, no end use restriction & no income eligibility criteria.
Gold is a valuable asset, and with it comes surety and stability, so why not let it work for you? With minimal documentation and quick disbursal, a Gold Loan is a seamless solution. You can avail a Loan against Gold at any time.
Explore the Best Gold Loan Offers – Apply Now!
Lowest Interest Rate
Home loan interest Rates dip below 8%, PSBs faster in passing on repo rate cut benefit Best offers on home loan, currently you can avail of the best interest rate on home loans starting @ 7.85% p.a for all loan amounts.
Affordable EMI plans
You can now avail the lowest Home Loan EMI at just Rs. 723/– per lakh with maximum repayment flexibility. Some options are Step-Up EMIs, Step Down EMIs, Moratorium, OD facility, balance transfer, top up and more.
No Foreclosure Charge
Home Loans at floating interest rate (linked to repo rate) offer you ultimate prepayment flexibility. There is no part or full prepayment charge. You can prepay early & reduce interest cost as per your cash flows.
Discover Everything About Home Loans
Planning to invest in your dream home? Choose from the best home loan offers for easy financing. Whether you want to buy a home or construct it from scratch, you can get access to funds that can make it a reality.
- Capital appreciation
- Sense of accomplishment
- Tax benefits on interest and principal components
- Zero prepayment charges
- Home loan top up and balance transfer facility
- Long repayment tenure of up to 30 years
- High loan amount of up to 5 Crores (can be more in some cases)
- Makes it easy to purchase a new or resale house/apartment/plot, house construction, or even renovation of an existing house.
- Repayment holiday facility
- Loan available as term loan and overdraft
- Fixed, floating, and hybrid rates of interest available
We have made the procedure of applying for a housing loan very simple.
- Access the official website of MyMoneyMantra.
- Choose your gender and proceed further.
- Choose your city of residence.
- Opt for the purpose of the loan. This entails making a choice between purchasing residential ready property, residential plot, residential plot + construction, residential under construction or home extension loan. Each of these loans has a separate procedure.
- Choose the city where you intend to purchase the property.
- Enter the approximate market value of the property.
- Choose your employment type.
- Enter your annual income.
- Enter the required loan amount.
- Enter a few personal details.
- Enter your email address and phone number.
- Accept the conditions and proceed further.
- We will send you an OTP to your mobile number.
- Enter the OTP.
After completing the above process, you can zero in on the loan provider. Keep all your documentation along with the home loan application form ready and our team will contact you and assist you in the application process. This service comes at no cost to you!
The lender will verify all your documents. The next step is the valuation and legal scrutiny. Banks have their panel of evaluators and advocates to do this for them.
A personal discussion between the lender and the borrower is the next step on the agenda. The lender usually meets the borrower at their residence to get first-hand information about the borrower's income, property, investments, and also the source of funds to meet the margin requirements. This is a sort of a pre-sanction inspection carried out by the bank.
Once the verification and processing are over, banks provide you with a loan offer letter which contains the terms and conditions of the sanction. In case you choose to accept them, you need to sign one copy and deliver it to them followed by execution of the home loan documents. MMM plays a big role in this regard and our experts will assist you every step of the way.
You can now apply for a home loan online using a few simple steps:
- Click on the ‘Compare and Apply’ option Or above given form.
- Fill in the necessary details and get all the latest home loan details.
- Fill up the online submission form for a home loan that you are eligible for and upload the home loan document required.
- Once the application has been received by the bank, you will get a sanction letter if it is approved.
- The loan is disbursed into your account based on the terms in the sanction letter.
Apply Online for the Lowest Home Loan Rates
Loan can be repaid in flexible tenure of up to 30 years. Apply now with minimal documentation.
Check eligibility & get instant approval here